Advice for Teen Drivers

Getting a driver's license is one of the greatest moments of a young person's teenage years. That feeling of freedom is truly liberating! Unfortunately, however, insurance for new teen drivers is far more expensive than it is for the rest of us. Statistically, teens are more likely to get in an accident than more experienced drivers, so their premiums are higher. Even the type of car a teenager drives can affect his or her premium. Fast cars or expensive cars are more costly to insure, as are old, beat-up cars that are prone to breaking down.

The most important thing for any parent buying a car for their child is safety, so be sure you find a solid car that is both safe and reliable, but keep in mind the above factors when considering your options. If you're interested in getting a free quote for your son or daughter on their first car then give us a call! 315.635.7600 or go to our website: www.hillsfarnham.com.

Safe travels!

What is an Annuity?

If you're like thousands of people (including me before I started my work at an insurance company) you have no idea what a lot of this insurance jargon means. Deductibles, premiums, annuities, etc. Well here at Hills Farnham, we know that the best customer is a well-informed customer; one who has all the tools and information necessary to make the best choice when deciding what they need in an insurance policy.

Starting this week, we'll be adding a video a week to our website walking you through the basics of insurance. Consider it your Insurance 101 course: an introductory lesson to how your insurance works, why you need it, and what you should be doing to get the most out of your investment. View the first installment, "What is an Annuity?" on our website today. Enjoy!

Click here to view.